Most people like to save money. They like saving on everything: clothes, cars, homes, food and gas.
It doesn't matter what it is, chances are you want to get the best deal possible.
The big question is: Are all money saving strategies created equal? Short answer, no. When considering a strategy to save more money it's good to look at the time invested to implement the strategy versus the actual money you'll save.
Yes, you could spend an hour searching for coupons for everything you want to buy at the grocery store and save a little money. But if you only saved $5 I don't think you're getting the best return on investment of time.
I like big impact savings strategies. Things that save you hundreds of dollars a month or even thousands!
The beauty of these money saving strategies is that they usually don't require you to actually change your budget. You don't have to force yourself to save more money out of every paycheck.
Does refinancing your home loan require you to save an extra $100 per paycheck? No! In most cases refinancing will actually add $100 to your monthly discretionary income.Read More...