Mortgage 101, Mortgage Industry, Infographics

Terms to Know When Refinancing your Mortgage

May 07, 2015 / Posted by Kenneth Wong

Getting a loan is enough of a task. Understanding the terms doesn't have to be. However, understanding common terms used in the real estate industry is vital in order to close a deal with the best terms for yourself. Don't make the mistake of confusing an ARM with a Fixed Rate mortgage or a Discount Point with an Origination Point - the financial consquences can be quite large.

Refinancing 101, Infographics

How To Prepare To Refinance Your Mortgage

May 04, 2015 / Posted by Kenneth Wong

You've made your decisions, you've done your homework. Now it's time to refinance!Here are a few things you can do after you've done your homework to prepare to refinance. You will need to collect information, documentation, and be aware of your personal financial goals in order to lock in the best possible deal.

Home Improvement, Infographics

6 Inexpensive Home Improvement Ideas to Do Before an Appraisal [Infographic]

January 29, 2015 / Posted by Chris

Mortgage rates continue to stay low and that has a lot of homeowners wondering if they should refinance their mortgage. According to a recent report from the Mortgage Bankers Association, and published on, approximately 56% of 30-year mortgages have an interest rate above 4%. And 24% of 30-year mortgages have an interest rate over 4.5%. With interest rates that are well below 4% it seems that there is a lot of opportunity for homeowners to save by refinancing.