Credit & Debt, Personal Finance

How Your Credit Score Impacts Getting Approved for a Home Loan

March 01, 2018 / Posted by Lenda

While it’s no secret that having a good credit score can improve your chances of getting approved for a mortgage or refinance, understanding the meaning of your score and how it can influence your eligibility —as well as your interest rate— isn’t as easy as it sounds. Here’s a quick guide to how your credit score impacts getting approval for a home loan.

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Personal Finance, Credit & Debt

3 Easy Ways to Improve Your Credit Score with Credit Cards

February 13, 2018 / Posted by Lenda

Your credit score can have this sneaky way of making you feel either really amazing or really insufficient. Knowing it can impact everything from the deposit you give to the energy company to your ability to finance a car or a home...sitting on the sidelines while your credit score falls off into the abyss is just not an option. It’s time to step up your credit game!

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Credit & Debt, Personal Finance, Mortgage 101

The Consumer’s Definitive Guide: What To Know About Negative Interest Rates

March 10, 2016 / Posted by Thierry Godard

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Credit & Debt

The 5 Factors Impacting Your FICO Score

March 03, 2016 / Posted by Chris

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Mortgage 101, Refinancing, Credit & Debt

3 Smart Ways to Reduce your Debt-to-Income Ratio Quickly

October 28, 2015 / Posted by Chris

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Credit & Debt

5 Credit-Boosting Tactics You Should Have Started Yesterday

October 20, 2015 / Posted by Chris

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Mortgage 101, Credit & Debt

Demystifiying Your FICO Score

April 23, 2015 / Posted by Kenneth Wong

Your FICO score is a number that is created by credit reporting agencies in order to allow potential creditors to assess your credit-worthiness. This score is a huge determinant of what types of debt that you will be able to secure, as well as the terms and rates associated with your debt.

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Credit & Debt

4 Ways to Completely Sabotage Your Credit Score

March 25, 2015 / Posted by Chris

If you're wondering what you would have to do to seriously damage your FICO score, look no further. These tips will help you decrease that score in no time. Of course, if you’re like most people and actually want to improve your credit score, just do the opposite of these tips!

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Credit & Debt

The Anatomy of a Great FICO Score

February 24, 2015 / Posted by Chris

In the world of FICO scores, absolute perfection is close to unattainable. The highest score possible in the FICO credit scoring system is 850, and very, very few people ever see such a number. If you're highly competitive or even a downright perfectionist, resist the urge to obsess over the never-never land of FICO perfection.

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Credit & Debt

3 Simple Steps to Building the Perfect Credit Score

February 19, 2015 / Posted by Chris

The median American FICO score is 723, which is substantially higher than the lowest rating of 300. But what if you're among those who are striving for the holy grail, a credit score of 850?

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