Mortgage Industry, Credit 101, Personal Finance

The Consumer’s Definitive Guide: What To Know About Negative Interest Rates

March 10, 2016 / Posted by Thierry Godard

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Credit 101

The 5 Factors Impacting Your FICO Score

March 03, 2016 / Posted by Chris

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Mortgage 101, Refinancing 101, Credit 101

3 Smart Ways to Reduce your Debt-to-Income Ratio Quickly

October 28, 2015 / Posted by Chris

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Credit 101

5 Credit-Boosting Tactics You Should Have Started Yesterday

October 20, 2015 / Posted by Chris

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Mortgage 101, Credit 101

Demystifiying Your FICO Score

April 23, 2015 / Posted by Kenneth Wong

Your FICO score is a number that is created by credit reporting agencies in order to allow potential creditors to assess your credit-worthiness. This score is a huge determinant of what types of debt that you will be able to secure, as well as the terms and rates associated with your debt.

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Credit 101

4 Ways to Completely Sabotage Your Credit Score

March 25, 2015 / Posted by Chris

If you're wondering what you would have to do to seriously damage your FICO score, look no further. These tips will help you decrease that score in no time. Of course, if you’re like most people and actually want to improve your credit score, just do the opposite of these tips!

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Credit 101

The Anatomy of a Great FICO Score

February 24, 2015 / Posted by Chris

In the world of FICO scores, absolute perfection is close to unattainable. The highest score possible in the FICO credit scoring system is 850, and very, very few people ever see such a number. If you're highly competitive or even a downright perfectionist, resist the urge to obsess over the never-never land of FICO perfection.

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Credit 101

3 Simple Steps to Building the Perfect Credit Score

February 19, 2015 / Posted by Chris

The median American FICO score is 723, which is substantially higher than the lowest rating of 300. But what if you're among those who are striving for the holy grail, a credit score of 850?

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Mortgage 101, Refinancing 101, Credit 101

Does Rate Shopping Hurt Your Credit Score?

February 17, 2015 / Posted by Chris

If you’ve ever shopped for a big-ticket item, such as a new television, mattress or car, part of your pre-purchase research undoubtedly included shopping around. After all, these are big purchases and you want to make sure you’re getting the best deal. Why would you ignore this basic principal when financing or refinancing your home?

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Credit 101

4 Little Changes That'll Make a Big Difference with Your Credit Score

February 12, 2015 / Posted by Chris

A good credit score is the key to successfully refinancing your mortgage. Here are four simple steps that you can take to improve your credit score, also known as your FICO score. Complete these small steps now and you might save hundreds or thousands of dollars on your future mortgage payments.

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