Jason

Jason is the Co-Founder and CEO of Lenda.

Recent Posts

Mortgage Industry

Expensive Lending Fees Are Dying: Why Tech Will Always Get You the 'Hook Up'

August 21, 2017 / Posted by Jason

My inspiration for this story came from a recent experience buying a home that was so horrible I felt compelled to write about it. (Lenda is not yet licensed in my home state, so I had to go through an internet lender that I’m sure you’ve heard of, but will remain unnamed.)

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Company Announcements

Lenda Partners With Notarize to Get Mortgage Paperwork Notarized Online

August 09, 2017 / Posted by Jason

A mortgage “closing” is a very exciting time because it’s the last step in the home-buying process and means you’re one step closer to moving into your new house. What isn’t so exciting, however, is the paperwork involved and having to get some of those documents notarized at closing.

In an effort to streamline this problem and get documents notarized quickly at closing, Lenda has teamed up with electronic notary service Notarize, to offer the first-ever completely digital mortgage experience from start to finish. Yup, that’s right, the days of shuffling papers to your local notary are over and you can safely and securely get your documents notarized online.

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Mortgage 101

5 Reasons You Shouldn't Be Afraid to Use the Internet to Get a Home Loan

May 05, 2014 / Posted by Jason

Not too long ago, most people were wary of using the Internet for any serious financial transactions. Over time, websites like Amazon and eBay made the concept of Internet transactions more palatable. Once major financial institutions like banks and investment firms offered the majority of their services online, the idea of making major financial transactions this way became far more accepted.

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Mortgage 101

Can You Afford That House?

April 28, 2014 / Posted by Jason

The Internet has made it easy to go house hunting. You can get a good idea of whether a house is a good fit for you before you even step outside your current home. Similarly, people (especially consumers with incomes of over $100,000 a year) are increasingly shopping for home mortgages online, according to a Fannie Mae study published in the March 2014 edition of Mortgage Banking. That's all well and good, but if you don't know how much house you can afford — not how much someone says you can afford — you could wind up in a bad situation. After all, you probably want to keep the house — for at least a little while, anyway. Here's what you need to know.

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How Lenda Hacked Its Way Into 500 Startups’ Batch 9 In Four Easy Steps

April 23, 2014 / Posted by Jason

Lenda is proud to announce that we’ve been accepted into one of the USA’s premiere startup accelerators, 500 Startups! We will be part of Batch 9 with 27 other startups, working day-in and day-out with each other, and some of Silicon Valley’s greatest minds to help solve the pain homeowners feel when shopping for and completing their refinance mortgage. Before getting too ahead of ourselves, we wanted to share our version of hacking our way into this prestigious program in four easy steps.

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Mortgage 101

Getting a Home Loan Today: Fact Versus Myth

April 22, 2014 / Posted by Jason

The average home buyer shops for a new home about every 13 years. If it’s been more than a few years since you shopped for a home loan, you’ll find the landscape has changed significantly. You no longer need to spend hours on the phone or in a mortgage broker’s office, and those mile-high stacks of paperwork have joined the dodo bird.

Even as home buying lulled during the recession, online mortgage companies reported a 174 percent surge in online shoppers. The percentage of Americans who own homes is 64.5 percent, and 81 percent of Americans are comfortable using online banking. It makes sense that people would soon discover the ease of shopping for home loans online.

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What Every Person Must Know About Bitcoin

April 10, 2014 / Posted by Jason

You hear people talking about Bitcoin and you have people explaining what Bitcoin is to you – and you still don’t get it. Fret not. You will definitely understand Bitcoin this time around.

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Credit 101

Do Pre-Paid Cards Help Your Credit So You Can Get a Better Home Loan?

April 03, 2014 / Posted by Jason

Use Pre-Paid Cards and Get a Better Home Loan.

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3 Reasons Today is the Best Time to Refinance - not Tomorrow

March 27, 2014 / Posted by Jason

Since the housing market bubble burst in 2008, interest rates have fallen from an average of 6.03 percent to 3.98 percent at the end of 2013. (1) However, this trend of lowering rates has started to reverse itself as the housing market moves towards positive growth. Interest rates are predicted to reach an average of 4.9 percent and 5.2 percent in 2015. This growth spurt is excellent for your home's long term value, but when you've gotten yourself out from an underwater house and you want to refinance your loan to better match your home's actual value, it's not the best news in the world. However, now is going to be the best time to refinance for the projected future for a few reasons.

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