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4 Home Updates That Provide the Most Return on Investment
March 14, 2018 / Posted by Lenda
It’s no secret that San Francisco and the surrounding towns and cities, like San Jose, San Mateo, and Palo Alto, are home to one of the hottest real estate markets in the country at this moment. With Silicon Valley right in the heart of it all, gorgeous landscapes all throughout the Bay Area, and fun happenings popping up around every corner, it’s no surprise that the market is booming and that homes are swept away in an instant.
Read More...How to Refinance a Home with Bad Credit
March 06, 2018 / Posted by Lenda
The average FICO credit score hovers around 695, but if you fall below the average, all is not lost. There are still ways that you can buy or refinance a home. Through persistence, planning, and financial strategy, you can achieve your goals and refinance your home.
Read More...How Your Credit Score Impacts Getting Approved for a Home Loan
March 01, 2018 / Posted by Lenda
While it’s no secret that having a good credit score can improve your chances of getting approved for a mortgage or refinance, understanding the meaning of your score and how it can influence your eligibility —as well as your interest rate— isn’t as easy as it sounds. Here’s a quick guide to how your credit score impacts getting approval for a home loan.
Read More...The 5 Best Ways to Save Money When You Refinance Your Home Loan
February 21, 2018 / Posted by Lenda
The last few years have brought historically low interest rates, making refinancing a popular option for many homeowners looking to save money. After all, the promise of lower payments, a locked-in interest rate and added savings each month would entice anyone to at least research it, right? Yet a recent study shows that American homeowners passed up more than $5.4 billion in potential savings because they failed to refinance their mortgages when they should have!
Read More...3 Easy Ways to Improve Your Credit Score with Credit Cards
February 13, 2018 / Posted by Lenda
Your credit score can have this sneaky way of making you feel either really amazing or really insufficient. Knowing it can impact everything from the deposit you give to the energy company to your ability to finance a car or a home...sitting on the sidelines while your credit score falls off into the abyss is just not an option. It’s time to step up your credit game!
Read More...How To Choose A Mortgage - 5 Things To Consider
December 06, 2017 / Posted by Lenda
Thanks to the Internet and the wealth of information available to us, we can window shop from our couch with convenience and comfort for everything from toilet paper to Louis Vuitton handbags. We know how to research the best deals, hunt down coupon codes, and find the fastest, free shipping.
Read More...3 Types of Renovations that Increase the Value of Your Home
October 03, 2017 / Posted by Matt Reilly
In the state the real estate market is nowadays, it is not easy to sell a house. But there are always houses to be sold, and people to buy them. You either need to be patient and wait for that one buyer to come along, or you can be proactive and try to speed up the process.
Read More...Texas and Colorado, Meet Your New Lender
August 31, 2017 / Posted by Jason
Good news! Lenda recently expanded to The Lone Star State and The Centennial State -- that’s Texas and Colorado in case you’re not a state nickname expert.
Read More...5 Hacks to Boost Your Credit before Buying a Home
August 28, 2017 / Posted by Ashley Eneriz
You are finally ready to purchase a home – congrats! You know the down payment is important. Did you also know that your credit score is just as critical, and perhaps even more so? If you have an average or poor credit score you’ll probably pay more – or you might not qualify at all.
Read More...Expensive Lending Fees Are Dying: Why Tech Will Always Get You the 'Hook Up'
August 21, 2017 / Posted by Jason
My inspiration for this story came from a recent experience buying a home that was so horrible I felt compelled to write about it. (Lenda is not yet licensed in my home state, so I had to go through an internet lender that I’m sure you’ve heard of, but will remain unnamed.)
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